About Cetera Investment Services My independent business model ensures I have the autonomy and discretion to put you at the center of all investment strategies and business decisions. Just as I stand behind you to help you pursue your financial dreams, I have teams standing behind me and supporting my business. These firms also strengthen my relationship with you by providing the resources I need to better serve you. I think it’s important for you to know who these partners are and why I have chosen to work with them.My Broker-Dealer: Cetera Investment ServicesI am affiliated with Cetera Investment Services, one of the premier broker-dealers in the industry. As my broker-dealer, they are responsible for executing trades on your behalf. Like all broker-dealers, they must undergo regular auditing, and are required to meet specific net capital requirements to ensure it can meet its obligations to investors like you.But their support for our relationship goes well beyond its function as trade executor. My affiliation means that I am not held to a sales quota or tied to selling only proprietary products. I have the independence and freedom to recommend the financial solutions that best suit your needs, ensuring your objectives are what drive all decisions, while their network of people and resources help us pursue your unique goals and vision for the future.Their Parent Company: Cetera Financial GroupCetera Investment Services is part of the family of independently managed firms of Cetera Financial Group (Cetera). For the past 30 years, Cetera’s family of companies has grown to manage over $110 billion in client assets, delivering award-winning* advisory products and solutions and sophisticated trading and technology platforms to me and other advisors across all 50 states. You can be confident that their tools, technology and support help make me more effective in our relationship with you.Our Custodians: Pershing and Cetera Investment ServicesCetera Investment Services helps supervise and facilitate the trading that converts your cash into invested assets and also acts as the custodian for those assets. Cetera Investment Services custodies individual retirement accounts (IRAs) and brokerage accounts, including the brokerage accounts within IRAs.Cetera Investment Services meets certain net capital requirements and is subject to regular audits, both internally and by independent firms, to ensure the appropriate handling, segregation and protection of investors’ assets.My Most Important Connection: With YouWhile the firms behind me play important roles in my day-to-day servicing of your needs, the most important relationship I have is undoubtedly with you. I work with these firms to make it easier for me to work for you. Anytime you would like more information about the above firms, please do not hesitate to ask. I want you to feel confident that you understand, to your satisfaction, how we work with and through these firms, why I have chosen to work with Cetera Investment Services, and the absolute priority both Cetera Investment Services and I place on my relationship with you.