Broker Check

Getting Schooled: Beginning an Educator’s Financial Plan

April 21, 2017

2017, like every year before it, seems to be flying by. For most students and teachers in the metro Atlanta area, it is spring break season; it seems like just yesterday we were packing up the holiday decorations. But while seniors look forward to the last few months of the high school careers, their teachers should be taking into account just what summer break and a return to work in the fall means financially. Will you be teaching during the summer? Working another job? Will you be returning to your current school for the next year? Another school? Or are you changing professions entirely? When thinking about your long-term career goals, it pays to have a sensible educator’s financial plan that considers all the ever-changing factors in your life. Teachers, as the 2017 school year ends and your students decide their next steps, shouldn’t you be doing the same?


You put so much time and care into teaching your students, you should approach your long-term financial stability with that same level of attention.  At Community Risk Advisors, we understand the unique needs of those in the education field, and we can work with you on a sensible educator’s financial plan that takes into account all the various risks and possible changes in your financial future. You may be planning to stay at your current school, but what if a better opportunity in another state comes up? Are you planning to get married or have a child at any time in the near future? Or, if you’ve been in the classroom for a number of years, what does your retirement plan look like? And, though no one likes to talk about this one, what if you are not offered a contract to continue at the school you are currently employed with? All these questions, good and bad, are considered when building your long-term financial plan.


As a teacher, you know that change is nearly constant. Don Kemp and Community Risk Advisors know this as well, and are familiar with the special challenges facing educators when planning their futures. With over 30 years’ experience in strategic planning and budgeting experience under his belt, Don Kemp and the folks at Community Risk Advisors can help guide you through the complicated financial planning process. Teachers brighten lives, expand horizons and open minds every single day. Don’t you owe it to yourself to plan for the bright future you are guiding your students toward? Contact Don and Community Risk Advisors today at 678-473-6735 or by email at