Home and Car Insurance Duluth, GA | Don Kemp Insurance Broker

More commonly known as Home & Auto Insurance, this insurance provides coverage in the event of an accident, storm, or lawsuit. This is coverage is also for special use vehicles like boats, jet skis, motorcycles and RVs. The minimum coverage we suggest is more than required by the State of Georgia so you are not unprotected in the event of a loss.

In general terms, we review three (3) areas for our clients:

• Discounts – Home and Auto Insurance can be heavily discounted based on age, driving record, multiple vehicles, safe drivers, good students and number of policies. We look for the carrier that will offer you the best discounts, all things considered.
  
• Gaps and Overlaps – Overlaps cost you more money and gaps leave you unprotected. We review for both to assure you have the coverage you need when you need it.
  
• Catastrophic Loss – We review your policies to determine if there is a risk of catastrophic loss and make recommendations as appropriate.

As a broker, I work with several companies to find the best fit for your unique situation. In general, it is better to have home, auto and liability with the same company.

At Community Risk Advisors, we use Partners Risk Services, a local P&C (property and casualty insurance) broker, for the personal P&C lines’ insurance products we provide to our clients. These policies provide protection for our clients’ personal assets along with personal liability coverage.

How we serve you is as important as what we provide. First, we listen to you, then we discuss your needs and answer your questions. We explain coverages so that you understand "why" as well as "what". Next, we look at both your short-term and long-term objectives to help put your insurance and planning needs in perspective of your overall plan.

Partners Risk Services provides the following types of personal insurance protection:

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