The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content U.S. Personal Savings Rate What can be learned from the savings rate? Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them. Investments You’ve made investments your whole life. Work with us to help make the most of them.